GK Booster
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We hope you are doing well. Today we are sharing useful PDF for you i.e. "GK Booster". The pdf has been sent to us by Vipin Sharma, so the proper credit goes to him. We are just sharing for the sake of aspirants. Download link is given below:
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TOPIC:-
1.
Important Government Schemes
2.
Important Days and Dates
3.
Nobel Prize 2017
4.
Computer abbreviations
#. 1. Important Government Schemes:-
1.
Pradhan Mantri Jan Dhan Yojna (PMJDY)
- This yojna was launched in the year 2014 on 28th of August
- The objective of this yojna was to
make financial services accessible and affordable.
- It mostly targets people who are below
poverty line and people who don't have a bank account.
- This yojna proved to be huge success as more than 21 crore
bank accounts got opened in just one and a half year of its initiation.
2.
Pradhan Mantri Fasal Bima Yojana (PMFBY).
- This Yojna was undertaken in 2014
on 11th of
October;
- It provides insurance cover to rabi and kharif crops and also financial support to farmers in case there is any damage of crops.
- Under this scheme, farmers will have to pay a uniform premium of 2% for all kharif crops and 1.5% for all rabi crops.
3.
Make in India
- Make in India was an initiative
started in 2014 on 27th September.
- The scheme focuses on job creation
and skill enhancement in 25 sectors of the economy.
- The initiative hopes to attract capital and technological
investment in India.
4. Pradhan Mantri Sukanya Samridhi Yojna (PMSSY)
- This initiative was taken in the year 2015 on 22 of January;
- It aimed at opening bank accounts for a girl child. Till she turns 14, money is to be deposited, minimum deposit can be of Rs.1000 per year and maximum can be 1.5 lakh per year.
- After which she can withdraw 50% of the deposited amount for her future endeavours.
- When a girl becomes 21, maturity amount can also be withdrawn with interest rates decided by the government.
5.
Pradhan Mantri mudra yojna (PMMY)
- Launched in the year 2015 on 8th of April;
- This Yojna was started to provide funds to the non-corporate small business sector.
- Loans of 50 thousand to 10 lakh can be availed under Sishu, Kishore and Tarun categories.
- Under this Yojna till now approximately Rs. 1 lakh crore loans are sanctioned.
6.
Pradhan Mantri Jeevan Jyoti Bima Yojana (PMJJBY)
- This initiative was taken in the year 2015 on 9th of May;
- PMJJBY provides life insurance cover to citizens.
- This Yojana is a government backed life insurance scheme. The scheme is open and available to all citizens between the ages of 18 to 50 years.
- Policy holders can get life insurance cover of Rs. 2 Lakh with an annual premium of Rs. 330 excluding service tax.
7.
Pradhan Mantri Suraksha Bima Yojana (PMSBY)
- Launched in the year 2015 on 9th Of May
- Its main Objective was to provide accidental insurance cover.
- It is a government backed accident insurance scheme, aimed at increasing the penetration of accidental insurance cover in India.
- The scheme is open and available to all citizens between the ages of 18 to 70 years.
- The policy holder gets a life insurance cover of Rs. 2 Lakh with an annual premium of just Rs. 12 excluding service tax.
8.
Atal Pension Yojana (APY)
- Atal Pension Yojna was launched in the year 2015 on 9th of May;
- This scheme aimed at increasing the number of people covered under any kind of pension scheme. It is one of the three Jan Suraksha schemes.
- It especially targeted the private unorganized sector and citizens between the ages of 18 to 40 years.
- The scheme also provides a monthly pension of Rs 1000 to Rs. 5000 per month based on the contributions made by the beneficiary.
9.
Kisan Vikas Patra
- KVP was relaunched in the year 2015 on 3rd of March;
- Its main objective was to provide safe and secure investment avenues to budding investors.
- It is an investment scheme that promises that the invested money will get doubled in 8 years and 4 months. However, investors would not get any tax benefit for their investment in KVP.
- The Kisan Vikas Patra certificates will be available in the denominations of Rs 1,000, 5,000, 10,000 and 50,000 and there is no upper limit.
10.
One Rank One Pension (OROP) Scheme
- This ambitious scheme was not initiated by the Modi government, however the government is working to implement this pending scheme.
- Its objective will be to provide same pension for same rank, for same length of service, irrespective of the date of retirement.